Risk tolerance self-check
Six questions about your money and your temperament — not about crypto. There is no score to maximise and no right answer. One of the outcomes is that now is not the time, and if that is what your answers say, that is what this tool will tell you.
Runs in your browser. Nothing you type is sent anywhere, stored, or logged — there is no server behind this page.
What this measures, and what it deliberately does not
What this is measuring
Two things, and neither of them is crypto knowledge. The first is financial capacity: whether a total loss would change your circumstances. The second is temperament: whether a large fall would change your behaviour. Both matter, and the second is the one people misjudge about themselves.
Why "not right now" is a real outcome
Most self-assessment tools of this kind funnel every result toward the same action, because that is what they exist to do. This one does not, for a straightforward reason: a tool that cannot say no is not assessing anything.
The site earns money when someone registers through the referral link on the registration page. A result that sends you away costs us. We would still rather publish that result than an assessment whose conclusion was fixed before you started.
Why five specific answers block rather than caution
High-interest debt, no emergency fund, a deadline within two years, a need to fix a financial problem, and undisclosed shared money. Each of these has a mechanism attached rather than a feeling. Expensive debt has a guaranteed cost that a volatile asset cannot reliably beat. No buffer means any surprise forces a sale at a price you do not choose. A deadline collides with drawdowns that have historically lasted years. A required outcome produces exactly the behaviours that lose money. And undisclosed shared money damages something that is harder to rebuild than a balance.
The 70% question is the important one
Falls of that magnitude have happened repeatedly in this asset's history — this is a documented feature of it, not a worst case someone invented. The question is not whether you could afford it but whether you would behave differently, because a position that changes your behaviour is too large even when it is affordable.
The most reliable indicator is not on the form: if you check the price more than once a day, the position exceeds your temperament. Adjusting the position is much easier than adjusting the temperament.
Why there is no percentage in the output
Because we do not know your income, obligations, dependants or existing holdings, and a percentage produced without those is a number generated for the sake of having one. The questions are the deliverable. An amount you can defend in a sentence — what it is, why it is that size, what you would do if it halved — is worth more than any allocation rule.
When to run it again
After anything that changes an answer: debt cleared, a buffer built, a deadline passed, a large fall lived through. The last one is the most informative, because you will have replaced a guess about your temperament with evidence.
Last checked August 25, 2026. This is a thinking aid, not a verdict, and nothing it prints is legal or investment advice. Corrections go to the desk.